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Payment Plans

Treat Now, Pay Later

  • No hard credit checks, ever
  • True 0% APR options available
  • Interest-bearing plans with APRs as low as 5.99%
  • Up to $50,000 approvals
  • No hidden fees

How Cherry Works

See if you qualify

It only takes 60 seconds to complete the application.

Get Care

Use your approval to pay for your treatment.

Pay Over Time

Choose a plan length that fits your needs with 0% APR options.

What Our Customers Say

Bryana: "I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!"

Alex: "Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!"

Marie: "I used this on Monday and it was great. Low down payment and low monthly. You all should try it."

Gabriel: "Cherry was great, one of the better lending companies I've ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me."

Alyssa: "Cherry is amazing!!! Now we can get everything done!!"

Cassie: "I've been putting off these treatments for a long time. I scheduled them all today using Cherry!"

Questions?

What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.

Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Cherry is committed to making our product accessible. For our accessibility statement and feedback form, see withcherry.com/accessibility.

Copyright © 2020-2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.